I enjoy when my husband takes me for a ride on our motorcycle. It’s a great way to spend an evening after work or a weekend day. Bikes get great gas mileage and are fun to ride, but they do require some training and experience to operate them safely in traffic. Motorcyclists are much more susceptible to injuries than someone driving a car. According to the Georgia Governor’s Office of Highway Safety, the number of motorcycle accident injuries and fatalities has risen steadily, from 2,349 in 2003 all the way to 3,648 in 2008. Almost a third of all Georgia fatalities occur in Gwinnett and …

According to a recent Federal Trade Commission report, the state of Georgia ranks seventh in the percentage of identity theft complaints. In 2009 alone, there were over 9,500 complaints in our state. The FTC estimates that as many as 9 million Americans have their identities stolen each year. The most common types of identity theft in Georgia involve government documents, credit cards, bank accounts, phone and utilities accounts, job related information and loan fraud. They will use your name, social security number, driver’s license number, bank account or credit card account number for …

Even though the first three months of the year are some of the wettest in Georgia, heavy rains and flooding can occur at any time. A recent example is the September 2009 floods that destroyed 781 homes in metro Atlanta. Almost 1,500 other homes sustained some damage, prompting the president to declare a federal disaster for 17 counties. Even homes located in areas where there is less than one percent chance of a flood were affected. Flooding causes more than $2 billion of property damage annually in the U.S., and they occur more often than all other natural disasters with the exception of …

Everyone remembers last November when a 130 m.p.h. tornado near the Mall of Georgia flattened a house and left several others uninhabitable. Some of them are still being repaired and the storm left damages estimated at over $5 million which displaced many families. Events such as this prompt many calls to our office with questions regarding dwelling coverage. Dwelling amount is based on rebuilding the home in the event of a total loss. It is derived from a construction calculator after inputting numerous details like the number of floors, number of bathrooms, and exterior wall materials. The …